PLEASE READ THIS AGREEMENT CAREFULLY. BY DOWNLOADING, ACCESSING AND/OR USING THE RATEBOLT SDK AND/OR SERVICE, in whole or in part, YOU AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, DO NOT DOWNLOAD, ACCESS AND/OR USE THE RATEBOLT SDK AND/OR THE SERVICE.

Introduction

These Terms and Conditions contained herein on this webpage, shall govern your use of Ratebolt, including all pages within this website and the Ratebolt SDK (collectively referred to herein below as this “Ratebolt”). These Terms apply in full force and effect to your use of Ratebolt and by using Ratebolt, you expressly accept all terms and conditions contained herein in full. You must not use Ratebolt, incorporate the Ratebolt SDK, if you have any objection to any of these Terms and Conditions.

Definitions

1. “Application” means any mobile application of a developer in which the Ratebolt SDK may be integrated.
2. “Integrated Application” means any mobile application of a developer in which the Ratebolt SDK is integrated.
3. “Terms” or “Terms and Conditions” means the term of this Agreement, which commences on the date upon which Developer enters into this Agreement and continues until terminated by Developer or Ratebolt.
4. “Ratebolt SDK” means the underlying, base software development kit for Ratebolt made available by Ratebolt, including any updates or modifications thereto, that Developer installs in order to integrate any other Kit within an Application.
5. “Ratebolt Technology” means Ratebolt’s Services and Software.
6. “Developer”, “you” or “your” means you as the developer of the Applications that integrates the Ratebolt SDK.
7. “End-User” means a person or entity that has downloaded an Application which uses the Ratebolt SDK from an application store.

Registration

Developer shall be required to register with Ratebolt and enter, Developer’s email address and other details as may be required by Ratebolt, prior to being eligible to integrate and/or otherwise use the Service (the “Registration Information”). During such registration process, Developer warrants and commits to provide true, current and complete information and to promptly update Ratebolt in the event of any changes to the Registration Information. Developer is aware that Ratebolt may require, at its sole discretion, certification evidencing and supporting the accuracy and extent of the Registration Information furnished by the Developer. If Developer provides information that is, or Ratebolt believes is, untrue, inaccurate, misleading etc., Ratebolt may suspend or terminate Developer’s account. Without prejudice to any other right which Ratebolt may have in that respect, any fraudulent, inaccurate and/or materially incomplete Registration Information furnished during registration will lead to the nullification of the Developer’s account.

During the process of registering to the Service, Developer will designate personal and exclusive/unique email and password, which are essential for Developer’s access to Developer’s account. Developer shall keep the email and password in strict confidence and shall not reveal them to any third party. Developer acknowledges that Developer shall be responsible for all activities that occur under Developer’s email and password, whether or not authorized by Developer. Ratebolt will not be liable for any loss or damage arising from Developer’s failure to comply with this provision, and shall not be liable for actions taken by others who access Developer’s account.

By accessing or using the Ratebolt SDK and/or the Service, you represent and warrant that you are at least 18 years old. If you are not 18 or older, you may only use the ratebolt SDK and/or the Service under the supervision of a parent or legal guardian who agrees to be bound by these Terms.

License Grant

Subject to Developer’s compliance with the terms and conditions of these Terms, Ratebolt grants Developer, and Developer accepts, a personal, nonexclusive, non-transferable, non-sublicensable, and revocable license, during the Term, to integrate the Ratebolt SDK into any application and distribute (in object form only) the Ratebolt SDK solely as incorporated within such Application.

Proprietary Rights

All contents of the Site and Services including but not limited to logo, design, text, software, technical drawings, configurations, graphics, other files, and their selection and arrangement belong to Ratebolt, and/or its suppliers, affiliates, or licensors.

Ratebolt or its licensors own and reserve all right, title and interest in and to the Services and all hardware, software and other items used to provide the Services, other than the rights we expressly grant to you to use the Services. No title to or ownership of any proprietary rights related to the Services is transferred to you pursuant to these Terms.

If you provide comments, suggestions and recommendations to Ratebolt about a Service (e.g., modifications, enhancements, improvements) (collectively, "Feedback"), you are automatically assigning this Feedback to Ratebolt.

Restrictions

You are expressly and emphatically restricted from all of the following:

1. selling, sublicensing and/or otherwise commercializing any Ratebolt material;
2. using Ratebolt in any way that is, or may be, damaging to Ratebolt;
3. using Ratebolt in any way that impacts user access to Ratebolt;
4. using Ratebolt contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to Ratebolt, or to any person or business entity;
5. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to Ratebolt, or while using Ratebolt;
6. reverse engineer, decompile, decipher, translate, disassemble, or otherwise attempt to access source code of any Ratebolt Technology.
7. provide use of the Ratebolt Technology on a service bureau, rental or managed services basis or permit other individuals or entities to create Internet "links" to the Ratebolt Technology or "frame" or "mirror" the Ratebolt Technology on any other server, or wireless or Internet-based device;
8. use any Ratebolt Technology (including to create any Application) in any way that interferes with, disrupts, damages, or accesses in an unauthorized manner the servers, networks, or other properties or services of Ratebolt or any third party.
9. Incorporate any explicit, illegal, defaming, offensive, derogating and/or proprietary breaching content into Developer’s Integrated Application.

Certain areas of Ratebolt are restricted from access by you and Ratebolt may further restrict access by you to any areas of Ratebolt, at any time, in its sole and absolute discretion. Any user email, user id and password you may have for Ratebolt are confidential and you must maintain confidentiality of such information.

Developer Obligations

Developer acknowledges that the Ratebolt SDK may require additional permissions with respect to the End-User’s device (for both software and hardware) that Developer’s Integrated Application may not originally require.

It is the Developer’s responsibility to comply with the terms and conditions applicable to each application store where the Integrated Application is published and with applicable laws. Ratebolt does not warrant nor guarantee that use of the Ratebolt SDK and/or the Services as part of the Application will comply with the requirements of any application store’s terms and conditions and/or applicable laws, and Ratebolt shall have no liability to Developer and/or any other party (including End Users) for any costs, liabilities, and/or damages incurred as a result of such noncompliance.

Developer shall be solely responsible for the creation, maintenance and/or use of the Application. Developer shall take all necessary actions to make sure that the Application shall meet all legal requirements with respect to the jurisdiction in which the Integrated Application is offered. If necessary, Developer shall be responsible for enacting conduct rules and/or monitoring actions, in order to verify such compliance.

Without derogating from any rights of Ratebolt with respect to data collection, retention and/or use, as prescribed under the Privacy Policy, the Developer hereby authorizes Ratebolt to access, index, store and/or cache requests and/or other content made from and/or in connection with Developer’s Application, including without limitation, through automated means.

Payment

Payment obligations are non-cancellable and fees paid are non-refundable. We reserve the right to suspend our services to you until and amounts due are paid in full.

No warranties

Ratebolt is provided “as is,” with all faults, and Ratebolt makes no express or implied representations or warranties, of any kind related to Ratebolt or the Data and materials contained on Ratebolt. Additionally, nothing contained on Ratebolt shall be construed as providing consult or advice to you.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Ratebolt.

Ratebolt has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Ratebolt shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

Limitation of liability

In no event shall Ratebolt, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of Ratebolt, whether such liability is under contract, tort or otherwise, and Ratebolt, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of Ratebolt.

Indemnification

You will defend, indemnify and hold harmless Ratebolt, its affiliates, independent contractors, service providers and consultants from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to (a) your breach of any of the provisions of these Terms; (b) the Application, including violations of the Android License and/or iOS License, Third Party Terms or violations of any laws, regulations or industry best practices in the relevant jurisdictions; (c) your use of the Ratebolt SDK, the Site or the Service; (d) a violation by and/or damages caused to any End-User who was not prompted with the applicable provisions of this Agreement, or due to your omission to maintain and/or enforce applicable conduct rules with respect to the Application, and/or any other matter not included under the Ratebolt disclaimer and/or limited liability scope set forth herein.

Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

Modification and Termination

Modification of Services. Ratebolt reserves the right at any time to modify or discontinue, temporarily or permanently, the Services (or any part thereof), with or without notice. You agree that Ratebolt shall not be liable to you or any third party for any modification, suspension or discontinuance of the Services.

Termination. Notwithstanding any of the terms of this Agreement, Ratebolt reserves the right, without notice and in its sole discretion, to (a) terminate your license to use the Ratebolt SDK or (b) block or prevent your future access to, and use of the Ratebolt SDK. Your license to use the Ratebolt SDK may also be terminated without notice and in Ratebolt’s sole discretion if your right to use the Service is cancelled or terminated or you are otherwise no longer registered to use the Service. Ratebolt may also discontinue the Ratebolt SDK at any time, in which case this Agreement shall terminate automatically without notice. You may terminate this Agreement by ceasing use of the Ratebolt SDK and deleting all copies of the Ratebolt SDK in your possession or control. In the event of the termination of this Agreement for any reason: (a) the license granted to you in these terms will terminate; and (b) you must immediately cease all use of the Ratebolt SDK and destroy or erase all copies, full or partial, of the Ratebolt SDK in your possession or control.

Variation of Terms

Ratebolt is permitted to revise these Terms at any time as it sees fit, and by using Ratebolt you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of Ratebolt.

Assignment

Ratebolt shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms, including any legal notices and disclaimers contained on Ratebolt, constitute the entire agreement between Ratebolt and you in relation to your use of Ratebolt, and supersede all prior agreements and understandings with respect to the same.

Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the State of Malta, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Malta for the resolution of any disputes.